Who is eligible for Atal Pension Yojana?

Any Indian citizen aged 18–40 with a bank or post office savings account can join APY, with contributions continuing until age 60.

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Atal Pension Yojana (APY) Calculator

Q: Is the APY contribution shown here official?

No — it's an illustrative approximation only. Actual APY contributions follow a fixed government table based on your exact joining age and chosen pension slab. Always check the official PFRDA APY chart before enrolling.

APY guarantees a fixed pension of ₹1,000–₹5,000/month from age 60, funded by contributions fixed by the government's official age-and-pension chart.

Your details

Current age 28 yrs

Desired monthly pension ₹5,000

Approximate contribution

Approximate monthly contribution

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Years of contribution₹0

Guaranteed monthly pension from 60₹0

Important: this is an approximation, not the official chart

APY contributions are NOT calculated from a formula — they follow a fixed government table based on your exact joining age and chosen pension slab (₹1,000 / 2,000 / 3,000 / 4,000 / 5,000 per month).

This calculator gives a rough, formula-based approximation for illustration only. For your exact required contribution, always check the official APY contribution chart published by the PFRDA or your bank's APY enrolment page — the real numbers are fixed by regulation, not computed.

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This is an illustrative approximation only — APY contributions follow a fixed official government chart, not a formula. Always verify with the official PFRDA APY chart before enrolling.